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Growth, interrogated
Five fundamentals — Equity, EPS, Sales, Cash Flow, and ROIC — each graded on their 10, 5, and 1-year growth, then blended into one Growth Grade.
Valuation, cross-examined
A sticker price, a margin-of-safety price, and an expected annual return — so you know not just if a business is good, but if it's a good price.
A verdict, stamped
Every ticker gets a Composite Score and a clear Strong Buy to Strong Sell signal — no spreadsheet required.
The Process
Two questions decide every verdict: is this a good business, and is it a good price? Here's exactly how each one gets answered.
Part 1 — Is it a good business? (The Growth Dossier)
Five fundamentals get checked, each over 10, 5, and 1-year windows. A metric that grew steadily scores higher than one that grew the same amount in fits and starts — consistency is rewarded, not just the average.
Equity Growth
Shareholder equity is the company's net worth — assets minus debts. Rising equity means the business is building real, tangible value over time, not just spinning revenue.
EPS Growth
Earnings per share is profit divided across every share outstanding. This is often the single strongest signal of durable growth — it's what your slice of the company is actually earning.
Sales Growth
Revenue growth shows whether more customers are paying for the product. It's the most basic proof a business is actually growing, before any accounting decisions get involved.
Cash Flow Growth
Free cash flow is the cash left over after running and reinvesting in the business — real money an owner could pocket. It's harder to dress up than reported earnings.
ROIC
Return on Invested Capital measures how efficiently a company turns the money put into it (debt + equity) into profit. A consistently high ROIC is usually the sign of a real competitive moat.
Blending them together
The five grades combine into one Growth Grade — weighted EPS 25% · ROIC 25% · Sales 20% · Equity 15% · Cash Flow 15% — because durable per-share profit and capital efficiency matter most.
Part 2 — Is it a good price? (The Valuation Ledger)
A great business at a terrible price is still a bad investment. This funnel turns today's earnings into a price worth paying.
Current EPS
What the company earns per share right now (trailing twelve months).
Historical Average P/E
What investors have historically paid for $1 of this company's earnings.
Projected EPS (10yr)
Current EPS compounded forward at a capped growth rate — fast for 5 years, cooling off for the next 5, since no company grows at a sprint forever.
Sticker Price
Projected EPS × Historical P/E — the fair value 10 years from now if the business performs as projected.
Price for a 15% Return
The Sticker Price discounted back to today, assuming you want to earn roughly 15% a year getting there.
Margin of Safety Price
A further 30% discount — a cushion in case the projections are wrong. Current price vs. this number is what earns the Valuation Grade.
Part 3 — The Verdict
Growth Grade and Valuation Grade each convert to a number and get averaged into a Composite Score (0-100%) and a plain-language signal:
These grades and the verdict are a structured way to read historical fundamentals — not a forecast, and not personalized advice. Always do your own research before investing.
Exhibit A Growth Dossier
| Metric | 10yr | 5yr | 1yr | Grade |
|---|
Exhibit B Valuation Ledger
- Current EPS
- —
- Historical Avg P/E
- —
- Projected EPS (10yr)
- —
- Sticker Price (10yr)
- —
- Price for 15% Annual Return
- —
- Expected Annual Return
- —
Exhibit C Raw Data (last 10 years)
This is the exact underlying data used to compute the growth rates and grades above — check the math yourself against any year.
Exhibit D Related Coverage
Exhibit E Earnings Call
Paraphrased summary — not the full transcript.
Field Notes AI Summary
Case opened —. Findings are derived from historical fundamentals — not a forecast, not advice. Cross-examine before you invest.
Portfolio
Enter up to 20 holdings — ticker and number of shares — and get a Growth Grade, Valuation Grade, and Composite Score for each, plus one equity-weighted Portfolio Score. Position value is calculated automatically from the current share price.
Saved to your account — accessible from any device you log in on.
| Ticker | # Shares |
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| Ticker | Shares | Price | Equity | Growth | Valuation | Composite | Verdict |
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